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NASHVILLE, TN – In a recent video, NST Law Firm sheds light on the often-overlooked aspects of car insurance, emphasizing the importance of understanding your coverage to ensure maximum protection. With Tennessee’s unique insurance requirements, it’s critical for drivers to know what is at stake.
Tennessee law mandates that all drivers maintain a minimum liability insurance policy of $25,000 for bodily injury or death to one person, $50,000 for total bodily injury or death in one accident, and $15,000 for property damage. However, these limits may not fully cover damages in an accident, leaving many drivers vulnerable.
The video highlights the potential risks of insufficient coverage and advocates for adding uninsured motorist (UM) coverage as a vital step in protecting oneself and family. UM coverage comes into play when drivers encounter an accident caused by an uninsured or underinsured motorist, which is a common occurrence in today’s roadways.
“Adding uninsured motorist coverage can be a game-changer for many families,” explains the video. It serves as a safety net, ensuring that medical expenses and damages are taken care of even if the other party is unable to pay.
As reckless driving incidents continue to rise, the question remains: Are you adequately covered? With a further breakdown of available options, NST Law Firm’s informative video guides viewers on how to stay protected and encourages them to review their insurance policies regularly.
For more insights and tips on choosing the right auto insurance coverage, visit NST Law Firm’s website and ensure your peace of mind on the road.
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